Entries by Admin User

Pennsylvania Teen Driver Licensing Checklist

As a teenage driver eons ago.  The excitement building up to getting my license and sense of independence was through the roof.  The 2025 licensing process isn’t “like your father’s Oldsmobile.”  A lot has changed over the last few years.  Here is an easy checklist for preparing your teen driver: Step 1: Study the Driver’s […]

Navigating the Process of Obtaining a Learner’s Permit in Pennsylvania

Embarking on the journey to become a licensed driver in Pennsylvania begins with securing a learner’s permit. This essential step ensures that new drivers gain the necessary knowledge and experience under supervised conditions. Here’s a comprehensive guide to help you through the process: Age Requirement: You must be at least 16 years old to apply for a […]

Navigating Teenage Driving: Essential Insurance Tips

As your teenager approaches driving age (or is already there), it’s natural to feel both excitement and concern. While getting a driver’s license is a significant milestone, it also introduces new responsibilities—especially when it comes to auto insurance. At the Eric L. Ash Insurance Agency, we understand the challenges families face during this transition. Here […]

Auto Insurance Tip for December

Take towing off your auto policy and pay for your own windshield chip repairs.  Why? Think of your auto policy, just like we do for medical insurance to cover catastrophic events whenever possible. With the insurance market a mess and rates skyrocketing, it is more important than ever to keep your auto insurance C.L.U.E. Report […]

Happy 5th Anniversary to Us!

Five years ago this week, we made the bold decision to transition from a captive insurance agency representing a single brand to an independent insurance broker offering a wide array of options. This decision wasn’t easy. Almost overnight, we went from being a successful agency with hundreds of customers and thousands of policies to having […]

Independence and Freedom: My First Car

Thirty-some-odd years ago, the excitement couldn’t be contained as I was “graduating” from my learner’s permit to preparing to take my drivers license exam.  Growing up on farmland and a rural setting in Somerset County provided an interesting back drop for driving lessons with my dad. At the time, the two household vehicles we’re a […]

Decoding the 2024 Homeowners-Landlord Insurance Policy: What Real Estate Agents and Mortgage Brokers Need to Know

During 2023, the insurance industry experienced one of the hardest insurance markets ever. As we transition into 2024, there are some silver linings but not without weathering additional underwriting challenges ahead. The best way forward is to treat every home transaction as unique–no two homes are alike. Each buyer should be prepared for increased insurance […]

Top 5 Advantages of Working with an Insurance Broker

Working with an insurance broker, like the Eric L. Ash Insurance Agency, can offer several advantages compared to purchasing insurance directly from an insurer. Here are the top three reasons: Expertise and Guidance: Insurance brokers are professionals with in-depth knowledge of various insurance products and the insurance market. They can assess your specific needs and […]